Last updated August 19, 2024
This Privacy Notice for Wealth Without Wall Street (Wealth Without Wall Street Community LLC) ("we," "us," or "our") describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:
Questions or concerns?
Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at privacy@wealthwithoutwallstreet.com.
This summary provides key points from our Privacy Notice, but you can find more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.
TABLE OF CONTENTS
Personal information you disclose to us
In short: We collect personal information that you provide to us.
We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.
Personal Information Provided by You.
The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:
Sensitive Information.
When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information:
Payment Data.
If you choose to make purchases, we may collect data necessary to process your payment, such as your payment instrument number and the security code associated with it. All payment data is handled and stored by Stripe, HubSpot, PayPal, Venmo, QuickBooks Payment, Authorize.net, and Square. You may find their privacy notice link(s) here:
Social Media Login Data.
We may provide you the option to register with us using your existing social media account details, such as your Facebook or X account. If you choose to register in this way, we will collect certain profile information about you from the social media provider, as described in the section "HOW DO WE HANDLE YOUR SOCIAL LOGINS?" below.
All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.
Information automatically collected
In short: Some information—such as your Internet Protocol (IP) address and/or browser and device characteristics—is collected automatically when you visit our Services.
We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your:
This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.
Like many businesses, we also collect information through cookies and similar technologies. The information we collect includes:
Google API
Our use of information received from Google APIs will adhere to Google API Services User Data Policy, including the Limited Use requirements.
Information collected from other sources
In short: We may collect limited data from public databases, marketing partners, social media platforms, and other outside sources.
In order to enhance our ability to provide relevant marketing, offers, and services to you, we may obtain information about you from other sources, such as public databases, joint marketing partners, affiliate programs, data providers, social media platforms, and from other third parties. This information includes:
If you interact with us on a social media platform using your social media account (e.g., Facebook or X), we receive personal information about you from such platforms like your name, email address, and gender. You may have the right to withdraw your consent to processing your personal information. Learn more about withdrawing your consent.
In short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.
We process your personal information for a variety of reasons, depending on how you interact with our Services, including:
In short: We may share information in specific situations described in this section and/or with the following categories of third parties.
We may share your data with third-party vendors, service providers, contractors, or agents ("third parties") who perform services for us or on our behalf and require access to such information to do that work. The categories of third parties we may share personal information with are as follows:
We may also need to share your personal information in the following situations:
In short: We may use cookies and other tracking technologies to collect and store your information.
We may use cookies and similar tracking technologies (like web beacons and pixels) to gather information when you interact with our Services. These tracking technologies help us:
We also permit third parties and service providers to use online tracking technologies on our Services for analytics and advertising, including:
To the extent that these online tracking technologies are deemed to be a "sale"/"sharing" (which includes targeted advertising, as defined under applicable US state laws), you can opt out by submitting a request as described in the section "DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?"
Our Cookie Notice provides specific information about how we use such technologies and how you can refuse certain cookies.
In short: We offer products, features, or tools powered by artificial intelligence, machine learning, or similar technologies.
As part of our Services, we offer products, features, or tools powered by artificial intelligence, machine learning, or similar technologies (collectively, "AI Products"). These tools are designed to enhance your experience and provide you with innovative solutions. The terms in this Privacy Notice govern your use of the AI Products within our Services.
Use of AI Technologies
We provide the AI Products through third-party service providers ("AI Service Providers"), including OpenAI and HubSpot ChatSpot. Your input, output, and personal information will be shared with and processed by these AI Service Providers to enable your use of our AI Products for purposes outlined in the section "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"
Our AI Products
Our AI Products are designed for the following functions:
How We Process Your Data Using AI
All personal information processed using our AI Products is handled in line with our Privacy Notice and our agreements with third parties. This ensures high security and safeguards your personal information throughout the process.
In short: If you choose to register or log into our Services using a social media account, we may have access to certain information about you.
Our Services offer you the ability to register and log in using your third-party social media account details (like your Facebook or X logins). If you choose to do this, we will receive certain profile information about you from your social media provider.
The profile information we receive may vary depending on the social media provider but will often include:
We will use the information we receive only for the purposes described in this Privacy Notice or otherwise made clear to you on the relevant Services.
Please note that we do not control, and are not responsible for, the use of your personal information by your social media provider. We recommend you review their privacy notice to understand how they collect, use, and share your personal information, and how you can set your privacy preferences on their sites and apps.
In short: We keep your information for as long as necessary to fulfill the purposes outlined in this Privacy Notice unless otherwise required by law.
We will only keep your personal information for as long as necessary for the purposes set out in this Privacy Notice unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us to keep your personal information for longer than the period of time in which users have an account with us.
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it. If this is not possible (for example, because your personal information has been stored in backup archives), we will securely store it and isolate it from any further processing until deletion is possible.
In short: We aim to protect your personal information through a system of organizational and technical security measures.
We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.
We cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.
Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.
In short: We do not knowingly collect data from or market to minors.
Wealth Without Wall Street does not knowingly target or market its services to individuals under the age of 18. While our services are intended for adults, we do not prohibit minors from accessing the platform, and we do not verify the age of users or require age confirmation during the account creation process. If a minor wishes to create an account, it is required that they obtain parental or legal guardian consent.
It is the sole responsibility of the parent or guardian to ensure that their child has permission to use our services. Wealth Without Wall Street assumes no responsibility for unauthorized access by minors.
In short: You may review, change, or terminate your account at any time, depending on your country, province, or state of residence.
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected.
At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.
If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Notice.
In short: If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Montana, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. More information is provided below.
We have collected the following categories of personal information in the past twelve (12) months:
We only collect sensitive personal information, as defined by applicable privacy laws, for the purposes allowed by law or with your consent. Sensitive personal information may be used or disclosed to a service provider or contractor for additional, specified purposes. You may have the right to limit the use or disclosure of your sensitive personal information. We do not collect or process sensitive personal information for the purpose of inferring characteristics about you.
We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:
We will use and retain the collected personal information as needed to provide the Services or for:
Learn more about the sources of personal information we collect in the section "WHAT INFORMATION DO WE COLLECT?"
Learn about how we use your personal information in the section "HOW DO WE PROCESS YOUR INFORMATION?"
We collect and share your personal information through:
We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Learn more about how we disclose personal information in the section "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"
We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" your personal information.
We have disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:
The categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"
NOTICE: Sale of Sensitive and Biometric Personal Information
This website may sell your sensitive personal information.
This website may sell your biometric personal information.
We have sold or shared the following categories of personal information to third parties in the preceding twelve (12) months:
You have rights under certain US state data protection laws. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. These rights include:
Depending on your state of residence, you may also have the following rights:
Continuing with the same structured formatting:
This website may sell your sensitive personal information.
This website may sell your biometric personal information.
We have sold or shared the following categories of personal information to third parties in the preceding twelve (12) months:
You have rights under certain US state data protection laws. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. These rights include:
Depending on your state of residence, you may also have the following rights:
To exercise these rights, you can contact us by:
You can opt out of the selling of your personal information, targeted advertising, or profiling by disabling cookies in Cookie Preference Settings.
If you submit a request through an authorized agent, we may require additional proof that they are authorized to act on your behalf.
Upon receiving your request, we will need to verify your identity. We will only use personal information provided in the request to verify your identity or authority to make the request.
If we cannot verify your identity with the information we have, we may request additional information for verification and fraud-prevention purposes.
Under certain US state data protection laws, if we decline to take action regarding your request, you may appeal our decision by emailing us at privacy@wealthwithoutwallstreet.com.
If your appeal is denied, you may submit a complaint to your state attorney general.
"Financial incentive" means a program, benefit, or offering in exchange for the disclosure, sale, or sharing of personal information.
Businesses must explain how financial incentives are related to the value of the consumer’s data. This includes:
We may offer a "bona fide loyalty program" under Colorado law or a "financial incentive" under California law (e.g., price or service difference) in exchange for personal information.
You can withdraw from the financial incentive at any time by contacting us at:
California residents may request information about categories of personal information disclosed for direct marketing purposes. To make such a request, submit it in writing to us via the contact details in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"
California CCPA users can opt out of the sale of personal information by clicking the Do Not Sell My Personal Information link.
We reserve the right to sell, share, or disclose data between Wealth Without Wall Street Community LLC and Wealth Without Wall Street LLC (Strategic IBC).
For more information on how your data may be handled, refer to the privacy policy available on the Strategic IBC website.
Yes, we will update this notice as necessary to stay compliant with relevant laws. The updated version will be indicated by the "Revised" date at the top of this Privacy Notice.
If you have questions or comments about this notice, you may contact us by email at privacy@wealthwithoutwallstreet.com or by post at:Wealth Without Wall Street
(Wealth Without Wall Street Community LLC)
120 19th St, Suite 2050
Birmingham, AL 35203
United States
Based on applicable laws, you may have the right to request access, correct inaccuracies, or delete your personal information. To make such a request, fill out and submit a data subject access request.
